Workers’ Compensation Group
DRMA offers you the opportunity to reduce your workers’ compensation premium by joining our group-rating program. With our group, all members can save up to the highest discounts available on their premiums! The group-rating program allows our member companies with good safety and claims records to pool together and enjoy discounted premiums. For employers who cannot qualify for the highest discounts, we have many other options to fit your individual needs.
To fill out the online AC3 – Temporary Authorization to Review Information – form, click here.
If you have questions, please contact:
Frank Gates recently merged with CareWorks. All paperwork about the group rating program will say CareWorks.
Kelly Rich at DRMA, (937) 949-4000
Julia Hall at CareWorks at (800) 837-3200, ext. 51576
Useful links and documents:
Group Rating Safety Accountability Letter (pdf)
Click here for the Group Rating Application.
Group Rating Safety Accountability
Each year Ohio
employers have the opportunity to participate in BWC's Group-Experience-Rating
Program or Group-Retrospective-Rating Program. While these programs are not
required, they do provide you with an opportunity to significantly reduce your
workers' compensation premiums, while increasing your awareness of safety and
is an important component of these programs. To succeed in accident prevention,
we encourage you to use the many resources available to you. We believe a
group-rating program is a partnership that includes you and your employees,
your sponsoring organization or third-party administrator (TPA) and BWC. Each
has specific roles and responsibilities, all designed to assist in preventing
workplace accidents. This letter outlines the safety services expectations you
should have as an employer enrolled in a group-rating program.
a safe workplace;
safety training to enhance workplace safety;
BWC's safety services as needed;
the required two-hour training requirement and provide proof of attendance to
sponsor for claim(s)occurring within
the last yea.
primary and affiliated sponsoring organizations will:
eight hours of safety training (this may be done at one time or may be provided
incrementally as long as the total is at least eight hours);
information regarding safety resources to group members;
assist an employer in achieving its safety needs;
employer fulfillment of the two-hour training requirement, where applicable;
this letter to group members.
The TPA may:
sponsoring organizations with fulfilling the group-rating safety requirements;
an employer with its safety needs;
in conjunction with sponsors to develop safety training and deliver safety
resources for claims handling.
all group-rating safety activities to confirm requirements are met;
in communication with sponsoring organizations to provide recommendations for
fulfilling safety requirements;
safety training through Ohio's Center for Occupational Safety & Health;
on-site safety consultation (hazard assessments, air and noise monitoring,
ergonomics evaluation, training) by a BWC safety professional;
publications and videos for safety program support;
employer visits to confirm the employer is meeting group-rating requirements,
The goal of this
collaborative effort is to make sure all your safety needs are met. Using these
resources will assist you in preventing accidents, reducing claims costs and
achieving the highest discounts possible. Below you'll find contact information
for various resources.
Dayton Region Manufacturers Association