True-up process
Submitted By Paul Feck, Sedgewick on Thursday, 7/10/2025
The Ohio Bureau of Workers’ Compensation (BWC) provides workers’ compensation coverage based on estimated payroll. Therefore, at the end of the policy year, BWC asks employers to report their actual payroll for the prior policy year and pay any shortage (or receive a refund for any overage) in premium. This process is called a true-up. If the true-up is not completed timely, the following may occur:
Employer will not be eligible for prior year rebates and incentives
Employer will be removed from current year programs
Employer will become ineligible for programs the following year and will continue to remain ineligible for all future years until all past true-ups are completed.
How to report payroll and complete the true-up
Although employers may contact BWC at (800) OHIO-BWC (800.644.6292) and complete their true-up report over the phone, BWC anticipates high call volumes and long wait times. They strongly encourage employers to complete their true-up report online through their BWC e-account at www.bwc.ohio.gov. If you do not have an e-account, simply select the Create E-Account Link to begin. You will need your BWC policy number and/or Federal Tax Identification Number.
Deadline
Private employers - True-up report must be completed and payment received no later than August 31, 2025.
Please note: There is no longer a grace period. True-up and payment (if owed) must be POSTED by the deadline date.
If you have any questions, contact our Sedgwick program manager, Paul Feck at paul.feck@sedgwick.com.
Interested in submitting an article? Email info@daytonrma.org for more information.
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This explanation of the true-up process was very clear and practical, especially for readers trying to understand the financial adjustments involved. The way you explained the topic was very clear and helpful. I recently came across a similar discussion on a review blog, and it offered an interesting perspective as well, and I’ve noticed similar breakdowns being shared in communities like https://gocollectiv.com/ where people focus on simplifying complex financial topics. This definitely helps improve transparency and understanding.
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